中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.030 (+0.464%) 沽空 $4.94亿; 比率 43.183% │0.5倍│5.7厘建行(00939.HK) +0.050 (+0.631%) 沽空 $7.71亿; 比率 36.869% │0.5倍│5.8厘中行(03988.HK) -0.020 (-0.427%) 沽空 $4.53亿; 比率 48.477% │0.4倍│5.7厘农行(01288.HK) +0.030 (+0.548%) 沽空 $1.70亿; 比率 42.789% │0.6倍│5.1厘交行(03328.HK) +0.050 (+0.728%) 沽空 $6.93千万; 比率 39.499% │0.4倍│5.7厘邮储银行(01658.HK) +0.010 (+0.192%) 沽空 $5.65千万; 比率 38.344% │0.5倍│4.7厘招行(03968.HK) +0.500 (+1.027%) 沽空 $3.48亿; 比率 33.427% │1倍│4.4厘光大银行(06818.HK) +0.070 (+2.115%) 沽空 $2.50千万; 比率 29.111% │0.4倍│5.6厘民生银行(01988.HK) +0.020 (+0.508%) 沽空 $1.42千万; 比率 12.364% │0.3倍│5.2厘浙商银行(02016.HK) +0.010 (+0.394%) 沽空 $1.65百万; 比率 12.464% │0.3倍│6.3厘重农行(03618.HK) +0.130 (+2.174%) 沽空 $1.28千万; 比率 8.464% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-02-06 16:25。)