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工行(01398.HK):普惠和個人貸款信貸風險整體可控 料今年淨息差降幅進一步收窄
工行(01398.HK)今日(27日)公布全年業績。該行行長劉珺在新聞發布會上表示,工行經營效益穩中提質,盈利的韌性進一步增強,營業收入、手續費及佣金淨收入、撥備前利潤、淨利潤等核心效益指標全部錄得正增長,全年營業收入按年增長1.9%。副行長王景武表示,該行自十四五以來,不良率持續保持每年改善最少兩個基點。去年末集團的不良率為1.31%,較年初下降3個基點。...
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工行(01398.HK):普惠和個人貸款信貸風險整體可控 料今年淨息差降幅進一步收窄
Recommend
14
Positive
10
Negative
22
 
 

工行(01398.HK)  +0.020 (+0.292%)    Short selling $315.05M; Ratio 26.609%   今日(27日)公布全年業績。該行行長劉珺在新聞發布會上表示,工行經營效益穩中提質,盈利的韌性進一步增強,營業收入、手續費及佣金淨收入、撥備前利潤、淨利潤等核心效益指標全部錄得正增長,全年營業收入按年增長1.9%。

副行長王景武表示,該行自十四五以來,不良率持續保持每年改善最少兩個基點。去年末集團的不良率為1.31%,較年初下降3個基點。

他指出,整個行業均面對普惠和個人貸款的資產質量管控壓力上升的情況,但工行在這兩個板塊的信貸風險整體可控,而且撥備提取充足。

副行長姚明德表示,淨息差的下行幅度正逐步收窄,料今年降幅將較2025進一步收窄。該行會做好資產負債表管理,控制好淨息差水平。

工行管理層表示會確保股東回報的增長和持續性。劉珺強調,該行的資本規劃及分紅安排,會根據市場變化及需求作出動態調整。(sl/da)(HK stocks quote is delayed for at least 15 mins.Short Selling Data as at 2026-04-01 16:25.)

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